Cyndie Thomasin

401k Limits 2025 Catch Up Contribution. Starting in 2025, employees can contribute up to $23,500 into their 401 (k) and 403 (b) plans, most 457 plans, and the thrift savings plan for federal employees, the irs. Starting in 2025, employees can defer $23,500 into 401(k) plans, up from $23,000 in 2024.

So, if you were exercising this option in 2024, you’d only be able to roll over up to $7,000, which is the 2024 limit for people younger than 50. In particular, participants can now elect to defer up to $23,500 to 401 (k), 403 (b), and 457 (b) plans in 2025 compared to $23,000 in 2024.